Common Questions (9 entries)

• What makes you different from other Credit Restoration Companies?
  We restore your credit raising your scores as do other Credit Restoration Companies state. However, We are committed to long-term results and therefore equip you with the resources and the education ...
• Is credit restoration real?
  Credit restoration is as real as the laws that are in place to protect the consumer. Credit restoration works, but do not be ...
• Is credit restoration legal?
  Disputing your credit report is your legal right. Credit restoration is as legal as pleading “not guilty” in a court of law. With identity theft on the rise and climbing, disputing ...
• What can you take off of my credit bureau report?
  We dispute and remove anything that is negatively impacting your credit profile that is considered misstated, inaccurate, unverifiable, and any erroneous information from your credit file. This would include (Identity theft, ...
• How do foreclosures or bankruptcies affect my credit?
  A foreclosure is one of the worst marks you can have on your credit history. Creditors consider mortgage payments to be the most important payments to maintain. So when they discover ...
• How long will a foreclosure remain on my credit history and why should I be concerned about it if I don't plan to purchase another house?
  A foreclosure will remain on your credit history for a minimum of SEVEN years. Even if you are not interested in purchasing another house, a foreclosure will cause the following negative ...
• If I file for bankruptcy can I avoid a pending foreclosure?
  No. Bankruptcy can only POSTPONE a foreclosure. As soon as you file for bankruptcy your house will be temporarily protected from foreclosure with an automatic stay. Once your lender(s) is granted ...
• What if deleted items reappear on my credit report?
  On occasion, a negative listing recently deleted, may eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you of reinstatement of a previously ...
• What can you NOT take off my credit bureau report?
  Child support